What is the CS finance meaning?

If you are wondering what's CS finance, well it is an abbreviation for Conditional Sale, which is a finance type offered when looking to buy a vehicle.

What is a Conditional Sale Agreement?

Conditional sale agreements are a way of purchasing a car on finance, which involves paying a deposit, followed by equal monthly payments. It is a written contract that incorporates the Standard Conditions of Sale that establishes legal rights and obligations.

Who is a Conditional Sale available to?

Conditional Sale finance is available to the large majority of people. Even if you have had difficulties with bad credit in the past, you can quickly check your eligibility with a Free Finance Check with no impact on your credit score.

Can I cancel a Conditional Sale agreement?

If you want to put an end to a Conditional Sale agreement, you need to check if you've paid at least half of the total sum you require. If that is the case, then you can end the agreement without having to pay anything extra, but if you've paid for less than half, the lenders will ask you to continue until you've reached this halfway point.

What is the difference between Conditional Sale and Hire Purchase?

The main difference is that you will actually own the car at the end of a Conditional Sale agreement. Hire Purchase is a hire agreement with the option to buy the vehicle at the end. Other than that, both these car finance types have almost identical conditions and are very similar.

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What is CS Finance? - Conditional Sale Car Finance

CS Finance is a Conditional Sale agreement where you own a car once the last monthly payment has been made. During this agreement, you'll be a registered keeper of the vehicle, but the finance company remains its owner throughout the term until you've paid off the Conditional Sale finance.

Why choose CS Finance to buy a car?

CS finance is a great option if you are considering a new or second-hand car. There is no 'option to purchase' fee at the end, so you can be happy knowing that you have a fixed interest rate and monthly payments and own the car when your agreement has finalised. At Stoneacre, our friendly finance team will work to find the best finance deal for you, and we have a plenty of lenders who offer exceptional Conditional Sale agreements.

Check Your Eligibility

Representative example: £19,121.93 repayable over 48 months. 48 monthly payments of £323.72. Deposit of £1,266.23. Amount of credit £17,855.70. Representative 11.36% APR. Fixed rate per annum 6.46%. Final Payment £8,511.57. Option to purchase fee £399.00. Cost of Credit £6,194.43. Total amount payable (Incl. Deposit, charge for credit, final payment & purchase fee) is £25,715.36.

What is CS Finance? - Conditional Sale Car Finance

Why choose CS Finance to buy a car?

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